Future 1st Philosophy
At Melbourne Property Advocates, we follow a simple, proven approach: Future 1st. This philosophy ensures our clients make smart, sustainable property decisions that secure their financial future. Unlike traditional buyer’s agents who focus solely on transactions, we take a long-term view, helping expats and remote buyers secure their future home first, pay it off quickly, and then leverage equity for future investments.
A Proven Approach:
No Regrets, No Complaints One thing we can confidently say? We’ve never had a client regret paying off their home faster. In fact, every expat we’ve worked with has thanked us for guiding them towards financial security instead of short-term speculation. We’ve had clients return to Australia years later with their home fully paid off, completely debt-free, while their friends were still renting or struggling with high mortgage repayments. Take James & Sarah, for example. They were living in London and wanted to buy an investment property in Melbourne. Instead, we advised them to secure their future home first, a well-located house in a desirable suburb. By the time they moved back, their mortgage was significantly reduced, and they could use their built-up equity to purchase an investment property with confidence. Now, they own multiple properties and have set themselves up for long-term success.
This Future 1st strategy works because it’s based on sound financial principles:
✅ Buy the future home first – Lock in a quality property before the market moves further.
✅ Pay it down quickly – Reduce financial stress and build equity faster.
✅ Leverage equity for smart investments – Once the home is secured, invest in properties with strong future potential.
Why We Use a Fixed-Price Fee Model
Unlike commission-based agents, we charge a fixed price for our services. This means our advice is always in your best interest—there’s no incentive for us to push you into a more expensive property or unnecessary upgrades. Traditional buyer’s agents charge a percentage of the purchase price, which can create a conflict of interest. The more you spend, the more they make. We don’t work like that. Our fixed-fee structure ensures:
✔ Total transparency – No hidden costs, no surprises.
✔ No pressure to buy more than you need – We focus on what’s best for your financial future.
✔ Aligned interests – We work for you, not the deal.
Beyond the Purchase:
A Smarter Path to Wealth Buying a home is just the first step. Once your mortgage is under control, we help clients move into Phase 2, smart property investments designed for long-term capital growth and tax efficiency.
🏡 Subdivision-Ready Investments – Instead of just buying any investment property, we focus on future development opportunities. These properties allow for subdivision down the line, maximizing value appreciation while minimizing tax liability.
📈 Strategic Portfolio Planning – We help clients grow their wealth in a structured way, ensuring they own assets that work for them, rather than just accumulating properties without a clear strategy.
🎯 End-to-End Support – From purchasing and managing your home to structuring your investments, we guide you through every stage of the journey.
Why Future 1st Works
✔ Proven & Regret-Free – No client has ever regretted paying off their home faster.
✔ Conflict-Free Advice – Our fixed-fee structure keeps our focus on your long-term success.
✔ We Think Beyond the Purchase – We help you build real wealth, not just buy property.
✔ We Work for You, Not the Deal – Our goal is your financial security, not chasing commissions.
Start Your Future 1st Journey Today
Ready to take control of your financial future? Let’s talk about how we can help you buy the right home, pay it off faster, and grow your wealth with smart investments.